From the moment a claim is filed, most car insurance companies are trying to find a reason to deny the or minimize the claim in order to save money This is not an informal practice, but an intrenched and institutionalized method that has been adopted in order to increase the bottom line for shareholders. Rather than prioritizing service for their insurance customers, many companies favor the demands of their stockholders. Individuals and families who hire a St. Louis auto accident lawyer to represent their family after experiencing a traumatic wreck are much more likely to be awarded fair compensation for the accident than those that do not have a lawyer. It is a sad fact that in the aftermath of a terrible tragedy, large companies are eager to cheat victims out of needed compensation. The repercussions of not getting rightful compensation after an accident can result in a lifetime of financial struggle that could have been avoided.
Insurance companies use a variety of tactics to avoid making large payouts. For one, many insurance companies make their agents purposefully difficult to contact. Seeming available and accessible eliminates a large barrier for claimants. Long wait times, confusing automated menus, excessive transfers, and unhelpful agents can make a person give up far sooner than they would if the agent they reached were helpful. In some cases, insurance companies have actually institutionalized practices to make their agents particularly unreachable. In fact, auto insurance companies are required by law to compensate victims, providing coverage for medical bills, damage and suffering, and lost wages resulting from a car collision. However, in many cases, it takes hiring a St. Louis car accident insurance claims lawyer to make an insurance company comply.
Drivers in Missouri, as in other states in the United States, must have car insurance in order to be a legal driver. The entire point of having car insurance is to provide in the eventuality of an accident. It is by no means all auto insurance companies that engage in deceptive and conniving practices; some are far and reliable. In many cases, it is the biggest and most established agencies that are the worst when it comes to compensating accident victims.
Choosing a lawyer is always a difficult process, but finding legal representation for such an important and potentially tricky case is all the harder. Experts suggest looking for a St. Louis car accident attorney firm that has a depth of experience fighting against large corporations on behalf of an individual. Expertise in the area of traffic accidents, be they auto or truck collisions, is also an important qualifier. Beyond that, trust your instincts in finding a law firm you feel you can trust. Good, honest communication is the foundation of trust between a lawyer and client. Beyond that, go by recommendations, reputation and the firm’s past record.